I have been an active member in Facebook for a few months back. For me, it is actually convenient to keep track of all friends from recent and previous encounters, looking at only one site. Pictures can be downloaded and thus, you can see the changes in our friends, physically as well as their current activites. I accepted friends requests as I believe the more friends you have, the more you can learn from each others' experience. I am available at http://www.facebook.com/home.php?#/dinatalib?ref=name. Do give me a short message, informing that you read my blog, so that I can easily identify you among others. My passion is financial management topics specialising in earning passive income. Another passion is on children's behaviour.
I posted the article below in my Facebook account last Friday, 17th July, 2009 at http://www.facebook.com/home.php?#/dinatalib?v=app_2347471856, for the benefit of those not in FB yet.
ALARMING NEWS ABOUT CREDIT CARD
Today in Radio IKIM, Repr from Permodalan BSN was mentioning that there are 11 million people in Malaysia having credit cards with an average of 4 cards per person.The total credit card debts from these 11 million people is RM23 billion circulating around. 2397 credit card holders are of 25 years old and below. ( Did I hear this right? Or was it 2397 people is already declared bankrupt?) 125 of the 2397 are aged below 25 yeards old and are bankrupt TODAY!!.
Parents, do educate your children to be money savvy. Spend LESS than you earn.For a fact, I too have more than 4 cards myself (each have their own reasons behind it) but I paid almost all debts by end of the month. My biggest expenses in the bill is paying for my continuous education.
Bankers should be made aware the situation that they put us in. These days, One bank introduces many types of credit cards, one for fuel, one for hypermarkets, one for airlines etc etc. Can't they just put all their JV into one card and we can have only one card per person. Who wants to bring this up?
For those who are already in the credit card mess, you can talk to Agensi Kaunselling dan Pengurusan Krdit AKPK at 1-800-88-25-75. Its website http://www.akpk.org.my/. Just found out that they are actually in FB, check out this link http://www.facebook.com/pages/Kuala-Lumpur-Malaysia/AGENSI-KAUNSELING-DAN-PENGURUSAN-KREDIT-AKPK/92509128293.