DAH BELI EMAS BANYAK-BANYAK, NAK SIMPAN SAMPAI BILA?

Adopted article from Shufaad at www.Shufaad.com

Bukit Katil, Melaka – Semasa saya membuat kelas Analisis Teknikal di Sg Petani tempoh hari, antara soalan yang di tanya ialah “dah beli emas banyak-banyak ni, nak simpan sampai bile?”

OK. Mari kita pecahkan soalan ini kepada beberapa komponen penting.

1. Dah beli emas

Pertama sekali, TAHNIAH kepada mereka yang telah membeli emas. Terutamanya emas dari Public Gold (PG). Bagi yang belum memiliki emas PG, boleh lah start membeli nya sekarang. PG dah ada cawangan di serata Malaysia. Mudah nak beli. Yang sebelum ni banyak beli barang kemas, apa kata anda convert sikit emas tu ke emas pelaburan PG. Tunggu program X-Plan di buka semula, bawak emas anda ke cawangan PG yang berdekatan, pastu tukar ke emas PG. Mudah kan?

Bagi yang masih baru tentang emas, nanti boleh lah datang ke seminar saya. Insyaallah bulan 5 ni, Kenneth yang hensem dah aturkan jadual untuk saya bagi seminar berkaitan perniagaan emas PG. Sebelum ni kan saya selalu follow sahabat saya, Shukor Hashim. Bulan 5 ni Batman nak berehat. Asyik keluar malam jek….ni bagi can kat Robin lak  .

2. Banyak-banyak ni

Perkataan “Banyak” ni agak subjektif jugak. Bagi mereka yang belum menjadi dealer, dengar jek modal nak jadik dealer kena ada Rm20K, terus terpikir soalan ni “Ishh, kat mana aku nak simpan emas banyak-banyak ni?”. Apa kata saya tolong anda buat kira-kira sikit. Maksudnya dengan Rm20K, apa sebenarnya yang anda boleh dapat.

So benda pertama yang saya nak buat ialah meng copy paste kan harga emas sekarang.

HARGA EMAS PG

Bermodalkan RM20K, anda boleh membuat kombinasi seperti ini:

1. 100 gram Gold Bar x 1 unit, 10 gram Gold Bar x 1 unit dan 1 Dinar x 1 unit. Jumlah RM20,311 + RM40 (transport fee) = RM20,351. Berapa ketul dapat? 3 je kan. Atau pun begini,
2. 50 gram Gold Bar x 1, 20 gram Gold Bar x 1, 10 gram gold bar x 4, 1 dinar x 1. Jumlah RM20487 + RM70 = RM20,557. Yang ni boleh dapat 7 ketul

Dua pilihan di atas adalah yang biasa saya buatkan untuk dealer saya. 10 gram dan 20 gram tu yang paling senang di jual. 1 dinar tu fungsinya adalah untuk genapkan amaun RM20K tu. Namun demikian ada juga dealer saya yang sangat minat dengan dinar. Ada……. ha..macam ni kira-kiranya;

1. 10 Dinar x 2, 5 Dinar x 1, 2 Dinar x 1 dan 1 Dinar x 1. Jumlah RM20,439. Dapat la 5 ketul. Kalau nak banyak, buat macam ni,
2. 1 Dinar x 28 unit = RM20,580. Ha….ni baru banyak!! 

Apa kelebihan membeli Dinar ni? Yang pertamanya, dinar takde transport fee. So banyak la jugak kita boleh jimat. Yang kedua nya, spread (beza antara harga beli dan jual) bagi dinar adalah dari 5% – 6%. Contoh kalau anda beli 10 dinar seketul. Harga baru RM7287. Spread 5% je. Kalau gold bar, produk yang ada spread 5% tu cume 100 gram je. Harga? RM17766. Punya banyak beza tu….Jadi bagi sape yang nak untung cepat atau teringin nak bermain ala-ala spekulatif, boleh la try beli 10 dinar.

3. Nak simpan

Ha…ni pon soalan wajib gak ni. Ramai orang yang saya jumpa, risau, tak tau nak simpan emas kat mana. Kalau beli barang kemas, boleh la bagi bini pakai. (Tapi kalau dah banyak, pandai la pulak simpan kan). Kalau dah beli Gold Bar, takkan nak gantung kat leher? Tak logik, tak logik…

Baiklah. Ada beberapa tempat yang boleh saya cadangkan.

1. Dalam freezer, bawah ikan kembung. —-> Kena pastikan anda dah keluarkan sijil die dulu. Kalau tak, ada cop no siri kat ikan tu.
2. Bungkus dalam plastik, letak dalam tempat flush jamban —-> Saya ulangi, tempat flush jamban. Bukan dalam lubang jamban.
3. Dalam wall plug. ——> Ambik soletip kaler kuning, buat tanda pangkah. Tulis ROSAK.
4. Kat peti safe deposit, sama ada kat bank ataupun yang swasta punye. Ambik yang besar sekali, boleh letak laptop dengan ikan kembung tu sekali.
5. Kat Public Safe, Public Gold punye tempat simpan emas dan perak. Yang ni dah nak siap ni. Nanti boleh telefon Kenneth. Tanya harga safe box ni. Dia yang paling hensem kat PG.

4. Sampai bila?

Soalan terakhir ni boleh di jawab dengan menggunakan 2 pendekatan.

1. Tidak teknikal
2. Teknikal.

Saya mula kan dengan pendekatan tidak teknikal.

Bagi mereka yang telah memiliki emas, banyak pulak tu, dah simpan baik-baik, sekarang sampai masa nak jual. Ye lah, tak kan nak simpan mati. Kita bukan Firaun. Takde nya masa mati nanti orang tanam kan kita dengan emas tu. Jadi apa pilihan yang kita ada?

1. Kalau anda dah daftar nak pergi haji, jual lah emas tersebut untuk bayar kos pergi haji. Kalau umrah pon sama jugak. Jual je. Tak yah nak sayang-sayang. Harta dunia tu. Nanti tuhan bagi lebih.
2. Kalau anda dah setkan nak bagi kat anak-anak masa dieorang nak sambung belajar nanti. Contohnya, setiap kali besday anak anda, anda belikan 1 Dinar. Genap umur dia 18 tahun, nak masuk universiti, dia dah ada 18 Dinar. 1 Dinar = 4.25 gram x 18 unit = 76.5 gram emas 916. Masa tu tak tau la 1 gram emas berapa hengget….
3. Kalau anda dah terdesak nak pakai duit. Ahli keluarga masuk hospital ke, nak bayar hutang yang dah tertunggak 10 tahun ke,atau apa saja situasi kritikal. Jual saja. Nak pajak boleh jugak, tapi kalau dah banyak, tak salah rasanya kalau anda jual sebahagian tu.
4. Kalau dah sampai Anniversary perkahwinan anda yang ke 50. Dah janji dengan hubby/sweetie nak bawak ke Paris, London, Milan dan yang sewaktu dengan nya, jual lah. Kalau setakat nak pergi South Africa, tak payah lah…kita pulun jual emas banyak-banyak tahun ni, nanti PG hantar g sana,FREE!!!.  

Secara teknikal nya, anda juga perlu menjual emas tersebut. Cuma, kalau anda nak lebih untung, jual lah kat pelanggan pada harga PG Beli. Saya bagi contoh, katakanlah anda beli emas 100 gram Gold Bar pada harga RM17766. Harga di dalam USD ialah 1642.40.

HARGA DI DALAM USD

Soalan nya ialah, pada harga berapa yang anda boleh untung?

Katakan lah dengan menggunakan pengetahuan teknikal yang anda ada, anda ingin jual emas tersebut ketika harga emas mencecah psycho level $1700 berdasarkan kepada graf di bawah.

GOLD PRICE

Sekarang ni, apa kata anda saya gunakan kalkulator ajaib saya untuk mengira potensi keuntungan anda;

PG1

Anda hanya akan untung jika anda menjual kepada pelanggan sahaja. Jika anda jual kepada PG, anda akan rugi sebanyak RM265.02 sebab spread tak lepas lagi. Sekarang, katakan lah anda menjual pada garisan resistance $1763. Berapa yang anda boleh untung?

PG2

Nah, dengan 100 gram Gold Bar yang anda beli tadi, anda sudah pun membuat keuntungan sebanyak RM346.15 jika anda menjual semula kepada PG dan RM1205.39 jika anda menjual terus kepada pelanggan. Mudah kan?

ORIGINAL ARTICLE

WHERE THE PRICE IS MOVING AFTER APRIL 2012?

The above is 60 day's gold price.

What does it show?

It shows the trend of the gold price for the past 60 days (2 months). Do you notice that it is moving downwards sideways? This means that the price NOW is cheaper than the price 2 months' ago.

Some might think that the price will move downwards again. It might and it might not. Nobody can time the market. But you can see the chart below.

The chart above is the weekly gold price from Instatrader.

The gold price peaked on 6th September, 2011 at USD1919.80/oz.. The lowest point after that is on 29th December, 2011 at USD1521.70.

I did Fibonacci Retracement from the peak to the bottom and get certain levels.Gold prices closes at USD1661.90. The last bar is a green bar with a long leg. That indicate that the price will go up.

If you know how to read Fibo, the price has reduced until 61.8% and that is a very strong support. It is a high possibility that the price will go up next week.

GFMS : GOLD COULD PEAK AT $2000 IN 2013

INDEX

GFMS : GOLD COULD PEAK AT $2000 IN 2013

By Michelle Smith — Exclusive to Gold Investing News

Thomson Reuters GFMS has forecast a struggling gold market for much of 2012, but according to Philip Klapwijk, chairman of GFMS, gold could rise above $2,000 an ounce in 2013. However, that could be the high watermark for the market.

GFMS is looking for gold to trade between $1,530 and $1,920 in 2012 and to achieve an average price of $1,731.

This trading range may seem highly optimistic as it includes a high above that seen in September 2011, when gold rose to $1,921, especially given the current condition of the market. Gold is currently dwelling around $1,640 and is stubbornly resisting any encouraging upward moves.

Klapwijk cited softer demand in key physical markets and slackening investment appetite for bullion as contributing factors to the current weakness. He also pointed to a widening gap between rising supply from mining and recycling and falling demand for jewelry and other goods. Given those fundamentals, there could be a surplus north of $130 billion dollars, he projected.

That amount of excess supply requires a strong investment appetite if prices are to rally, but the market is not overly eager to take positions in gold at this point. Investors appear to be looking for a cue to provide some clarity as to what position they should take.

Standard Bank optimistic

Standard Bank recently reported that open interest in COMEX gold has reached a twelve-month low.

“Net speculative length remains relatively weak at 472.1 tonnes (compared to the 2011 average of 671.3 tonnes), which signals a continued lack of confidence,” it said.

But the report goes on to say, “while investors are not overtly bullish, the drop in short positions is somewhat encouraging as a sign that investors are cautious of running too short.”

Read Full Article Here

GOLD PRICES LIFTED BY NEGATIVE NEWS FROM THE UNITED STATES

By Dave Brown — Exclusive to Gold Investing News

Gold prices have increased this week supported by weak employment data in the United States and by a commitment from the Federal Reserve on Wednesday to keep its interest rates near zero. Rising through the last three days, spot market gold prices were trading in the range of $1,659.20 per troy ounce. Over the course of the week this represents an increase of about 1.2 percent.

Data indicating actual initial unemployment benefits claims in the US were broadly unchanged over the previous week, while a longer-term metric climbed to its highest level since January. These news releases supported the gold price while undermining the value of the US dollar. Investors will note that gold prices often trade inversely to the dollar as weakness in US currency makes it relatively cheaper for non-US investors to obtain positions in gold.

A two-day policy meeting at the Federal Reserve also provided a level of confidence for gold investors after it repeated its commitment to leave interest rates unchanged over the next two years. A low interest rate environment is generally considered positive for gold prices as it enables the metal to compete more effectively for investment. Relatively low interest rates weaken the returns from other asset classes, including bonds and equities, which provide yields and dividends and diminish the premium that investors sacrifice by exposure to gold.

India physical gold demand

Relatively weak rupee valuations have reduced the demand for consumer buying as the rise in domestic price terms discouraged local consumers and jewelers from purchasing.

Central banks buying gold

Justin Reid, Managing Director and Head of Global Mining Sales at National Bank Financial discussed the function of gold as a liquidity hedge, commenting, “I look at it really as a liquidity hedge, if we look solely at central bank buying last month where 50 tonnes of gold was purchased across the board by all the central banks. If we look solely at Argentina, Mexico, and Russia buying 23 tonnes of gold, annualize that, it is the equivalent of one year’s global supply. They are doing that to hedge their US currency.”

WHY SAVE EARLY?

I was talking to undergrads yesterday afternoon and one of the slides is this.

WHAT DOES THE TABLE SHOW?

Let's look at the left hand side of the table (orange column). Jamilah saves RM50 every month. Thus , her yearly savings are RM600. Say that she keeps in an investment vehicle giving 8% return/interest/profit. At the end of 15 years, she has kept RM19,650.

Middle column (blue). Jamilah's friend, Lynn, started saving in 2017, 5 years after Jamilah's habitual practice of savings. Knowing that Jamilah has been keeping RM50/month, Lynn keeps RM70/month at 8% return, hoping that she can beat Jamilah's savings in the next 10 years.

What will happen to Lynn?

At the end of 2027, she only manage to save RM15,101. She actually loses about RM4,500 due to the late timing.

Green column  Trying to be smarter than Jamilah, Lynn places her savings in an investment vehicles giving 10% return.

A good move but not the best strategy.

Doing that, Jamilah has reached savings of RM17,132 at the end of 2027.

What have you noticed?

The savings amount for those starting early always beats saving at a larger amount. Save NOW, friends!


INVESTMENT AVENUES

Which ones do you have? How much have you saved.
How much return do we get through the savings from each one?



HAVE YOU CONSIDERED THIS AVENUE?

The figures look temping isn't it?

Try reading this :


WHY GOLD & SILVER? - MIKE MALONEY
HOW TO INVEST IN GOLD BARS & DINARS & SILVER BARS? 
INDEX

50 SURPRISING FACTS YOU NEVER KNEW ABOUT GOLD

Posted by Wealth Wire - Friday, April 13th, 2012

1. The word "gold" comes from the Old English word "geolu," meaning yellow.

2. There is more steel created per hour than there has been gold dug up throughout history.

3. Around 161,000 tons of gold have been mined by humans.

4. Gold can be found beneath the earth on all seven continents.

5. It is believed that around 80% of earth's gold is still buried underground.

6. There is an estimated total of 10 billion tons of gold in the world's oceans. That is 25 tons of gold for every cubic mile of seawater.

7. The world’s first gold vending machine was unveiled in May 2010. Located in an ultra-luxury hotel in Abu Dhabi, the vending machine itself is covered in 24-carat gold.

8. Most western economies' currencies were on the gold standard until 1961.

9. Switzerland was the last country whosecurrency was tied to gold. 40% of a Swiss Franc was backed by gold until Switzerland joined the IMF in 1999.

10. The gold held at Fort Knox is accounted for by the United States as an asset valued at $44.22 per ounce.

11. As of December 31, 1941 Fort Knox held 649.6 million ounces of gold.

12. Today, Fort Knox  holds about 147.3 million ounces.

13. The size of a standard gold bar is 7" by 3 and 5/8" by 1 and 3/4"

14. Alchemists believe they can change ordinary materials, such as lead, into gold.

15. A carat was originally a unit of mass based on the carob seed used by ancient merchants.

16. The most expensive gold coin in the world is the 1933 Double Eagle, which was sold at Sotheby's in New York in 2002 for $7.59 million.

17. Elvis Presley owned three cars manufactured by Stutz Motor Company, in which every part that is normally chrome was converted to gold.

18. Former Tyco International CEO Dennis Kozlowski bought a gold-threaded shower curtain worth $6,000.

19. A noble metal, gold is prone neither to rust nor tarnish and does not form an oxide film on its surface when coming into contact with ai

20. There are 92 naturally occurring elements found in the earth's crust. Gold ranks 58th in rarity.

21. The chemical symbol for gold is Au, which is derived from the Latin word "aurum," which means "shining dawn."

22. Absolutely pure gold is so soft that it can be molded with the hands.

23. The melting point of gold is 2,063 degrees Fahrenheit.

24. Gold is a great conductor of electricity.

25. Gold is the most malleable and ductile pure metal known to man.

26. An ounce of gold can be beaten into a sheet covering 100 square feet.

27. In 1869, two Australians unearthed the world's largest nugget of gold, the "Welcome Stranger," which measured 10 by 25 inches before it was melted down.

28. The largest nugget still in existence is the "Hand of Faith," found in 1980 in Australia. It is currently on display at the Golden Nugget Casino in Las Vegas.

29. A gold nugget found in the earth can be three to four times as valuable as the gold it contains because of its rareness.

30. The heaviest modern gold bullion coin is Austria's Philharmonic. In 2004, the coin, which has a weight of 1,000 ounces (31.1 kilograms or 69 troy pounds or 828 troy ounces) and a diameter of 15 inches, was dubbed the world’s largest gold coin by Guinness World Records.

31. In 2007, Canada made a 100 kilogram (3,217 troy ounce), 0.99999 gold coin with a face value of $1,000,000.

32. Pure gold does not cause skin irritations. 

33. Some sufferers of rheumatoid arthritis receive injections of liquid gold to relieve pain.

34. Olympic gold medals were pure gold until 1912.

35. An ounce of gold can be drawn into a wire 60 miles long.

36. Two thirds of the world's gold comes from South Africa.

37. India is the world's largest consumer of gold today.

38. South Asian jewelry is generally more pure than western jewelry, comprised of 22 carat gold rather than 14 carat.

39. Gold is the state mineral of California and Alaska.

40. 90% of the world's gold mining has been done since the discovery of gold at Sutter's Mill in California in 1848.

41. During the California gold rush, some speculators paid more for an ounce of water than they received for an ounce of gold.

42. South Dakota and Nevada produce more gold than any other states.

43. Scientists believe that gold can be found on Mars, Mercury, and Venus.

44. The visors of astronauts' helmets are coated in a very thin, transparent layer of gold (.000002 inches) that reduces glare and heat from sunlight.

45. The Aztec word for gold, "teocuitatl," was translated by Europeans as meaning "excrement of the gods."

46. According to the legend of El Dorado (the gilded one), an Andean chief who was covered in gold dust would make offerings of gold into a mountain lake.

47. Evidence suggests that around 5,000 B.C., gold and copper became the first metals to be discovered by man.

48. King Croesus of Lydia created the first pure gold coins in 540 B.C.

49. When Franklin Roosevelt raised the price of gold from $20.67 to $35 in 1934, the dollar immediately lost 40% of its value. 

50. Henry VIII, Diocletian and Nero were infamous gold debasers, mixing other metals into gold coins and decreasing their value.

ORIGINAL ARTICLE

SILVER BULLION : THE MOST AFFORDABLE WAY TO PROTECT YOUR WEALTH

Posted by Wealth Wire - Wednesday, April 11th, 2012

From the market peak in May 2008 to the market low in March 2009, the S&P 500 lost a whopping 52.8% of its value. More than eight million jobs were lost. The unemployment rate nearly doubled from 5.4% in May 2008 to 10% by October 2009.

But believe it or not, that wasn't a real financial collapse.

Just ask any Argentinean. 

Back in 2001, after decades of a repeated inability to repay its national debts, rating agencies finally declared Argentina in "effective default."

And then came the chaos. 

People rushed to their local banks to pull out what was left of their savings. On November 30, 2001, central bank cash reserves fell by $2 billion in just one day. The president was forced to freeze bank accounts for an entire year and imposed a strict $250 per week limitation on personal bank withdrawals. The next day, mass protests over the withdrawal restrictions began.

Unemployment reached a record-high 18%. Food shortages and the subsequent supermarket looting began just two weeks later. Supermarket owners threw food into the street to protect themselves from destructive and deadly stampedes of people charging through their doors. A week after that, Argentina's president resigned.

By 2002, the country had 23.6% unemployment. An unbelievable 57.5% of the entire population lived in poverty. Annual inflation -- which was low or negative all throughout the 1990s -- grew to 41%. An Argentine peso, worth $1 USD in 1991, was worth only a quarter of that just months after the crisis began.

I'll bet many Argentines wished they kept some physical silver on hand. Their wealth would have been protected, because unlike paper currency which depends on a stable government, silver is held by a worldwide value standard that no single government can control.

Though a severe currency collapse might not happen in the U.S. anytime soon, we've had our own battles with inflation. And as you probably already know, like gold, silver is a great inflation hedge.

 

From 1970 until the early 1980s, inflation reached double digits and the S&P 500 flat lined. Meanwhile, silver skyrocketed nearly 1,800%, eventually settling at a still-impressive 330% above its 1970 price by the time inflation subsided.

Owning physical silver isn't just smart, it's easy. 

And with the precious metal trading at around $31 per ounce, it's far more affordable than gold. You could buy 51 silver coins for the price of just one gold coin. 

Based on a $31 spot price, here are some silver bullion price quotes that I found on Kitco:

[The "premium" is simply the price an authorized silver dealer adds to the spot price of silver. The premium typically includes the dealer's commission plus the production cost to actually melt/mint that form of physical silver.]

Silver Bars: The majority of .999 fine silver bars come in 10-oz and 100-oz sizes, with the most popular brand names being Engelhard and Johnson Matthey. A brand name bar ensures that the silver weight and purity is verified and recognizable.

Investors interested in a lower premium cost can purchase bars in a much larger 1,000-oz size. (Note that a 1,000-oz bar of silver weighs 68 pounds!) Typically, these large generic bars are delivered commercially and are labeled by COMEX or LBMA (entities that hold large amounts of gold and silver).

While bars typically have some of the lowest premiums of any physical form of silver, many find it difficult to move and store them. If storage is a concern, it probably makes sense to pay a higher premium for smaller forms of physical silver.

Silver Rounds: Silver rounds resemble coins at first glance, but they are produced by non-federal, private mints. They're a popular choice among investors because they're easier to store and trade than silver bars given their smaller size.

Silver rounds are less expensive than silver coins based on the amount of silver they contain, but they aren't legal tender -- meaning you can't pay public or private debts with them. It's also more difficult to verify the weight and purity of rounds versus coins because they are produced differently from mint to mint.

Silver Coins: Silver coins are minted by the federal governments of many countries, including the United States. Silver coins have an official guarantee of weight and purity made by their respective mints.

Currently, the American Silver Eagle is the only official silver coin minted in the United States. Expect to pay a higher premium when supplies are limited (as they currently are), and a lower premium when supplies are high.

(You can verify a dealer's American Silver Eagles here to confirm authenticity.)

Other popular federally-minted silver coins include the Canadian Maple Leaf, Canadian Silver Cougar and the Austrian Silver Philharmonic. All are recognized and traded internationally.

Because official silver coins are nationally recognized and promoted by trusted federal mints, coins typically carry a higher premium than rounds or bars. Regardless, silver coins are popular among investors looking to buy just one beautiful silver coin at a time instead of a larger silver bar that may cost several hundred dollars.

Proof Coins: Special edition silver coins like the Special American Eagle MS 70 Coin, are stamped with finely polished dies that produce a mirror-finish look. Each of these collectors-edition silver coins is sealed with a certification number that validates its authenticity and quality.

When quantities are in very short supply (as they are today), these special-edition silver coins have significantly higher premiums than their regularly circulated counterparts. The melt value of a proof coin is exactly the same as a normal one-ounce silver coin, but because of its mirror-proof, finished condition and quality, special edition silver coins tend to be valued more highly among collectors.

Junk Silver: Another form of physical silver sometimes overlooked by investors is called "junk silver." With a name like that, you may think you'll have to do some dumpster diving. But junk silver is simply the name for the widely-used (and now collectible) U.S. coins minted before 1964.

Containing 90% silver by weight and volume, junk-silver coins are far from what their name suggests. And if you can find a dealer that sells it, junk silver usually has the lowest premium of any form of physical silver available on the market.

Original Article

The Investing Answer: Message me at https://www.facebook.com/dinatalib

HABIB JEWELS PERLUAS ARRAHNU EXPRESS

 KUANTAN 26 Jan. - Habib Jewels Sdn. Bhd. menyasarkan perluasan rangkaian kedai pajak gadai Islam miliknya, Ar-Rahnu Express di seluruh negara tahun ini berikutan sambutan orang ramai yang menggalakkan.

Pengurus Besar Ar-Rahnu Express, Abdul Razak Abdul Kadir berkata, peluasan itu akan dilakukan secara berperingkat dengan Gombak bakal menempatkan cawangan keempat Ar-Rahnu Express yang mula beroperasi pertengahan bulan depan.

"Pada hari ini kita telah pun membuka cawangan ketiga produk Ar-Rahnu Express sebagai pelaburan pertama di Pahang selepas dua lagi di ibu negara.

"Mengikut perancangan kita, pada pertengahan Februari nanti, satu lagi cawangan akan dibuka di Gombak seterusnya di Sungai Buloh dan Subang Jaya pada akhir Mac ini," katanya.

Beliau ditemui pada majlis perasmian pembukaan Ar-Rahnu Express di Jalan Putra Square dekat Malay Town di sini, hari ini.

Menurut beliau, pelaburan dalam perkhidmatan pajak gadai Islam dilihat amat memberangsangkan memandangkan pengguna kini menjadikan emas sebagai aset pelaburan.

Artikel Asal

ARRAHNU EXPRESS

Time Zone Sdn Bhd (Ampang Point)
Alamat:Lot 104,Lorong Mamanda 2,
Ampang Point 68000 Ampang,
Selangor.
No Telefon- 03-42528662
No Faks - 03-42529663 

Buka :9.00Pagi-6.00Petang
(Isnin-Ahad termasuk Cuti Umum kecuali Aidilfitri,Aidiladha,Awal Muharam dan Maulidur Rasul)  

Time Zone Sdn Bhd (Gombak)
Alamat:Lot 123,Jalan Prima SG5,
Prima Sri Gombak
68100 Batu Caves,
Selangor. 

No Telefon- 03-61842855
No Faks - 03-61850682

Buka :9.00Pagi-6.00Petang (Isnin-Sabtu)
Cuti :Ahad dan Cuti Umum 

Al-Amin Ar Rahnu Sdn Bhd (Kuantan)
Alamat:32&32A,Tingkat 1&2,Pekan Melayu
JLN Putra Square 1,Putra Square,
25200 Kuantan,Pahang 

No Telefon- 09-5173907
No Faks - 09-5173906

Buka :9.00Pagi-6.00Petang (Isnin-Sabtu)
Cuti :Ahad dan Cuti Umum 

Star Diamond & gems Corporation Sdn Bhd (Penang)
Alamat:115&117,Jalan Masjid Kapitan Keling,
10200 George Town,
Pulau Pinang 

No Telefon- 04-2611176
No Faks - 04-2611179 

Buka :9.00Pagi-6.00Petang (Isnin-Sabtu)
Cuti :Ahad dan Cuti Umum